I’m Backkkkkkkk

The Dow Family Christmas Letter: A Tradition in Dysfunction

Cole: The Tattooed Power Ranger of the Apocalypse

Let’s start with Cole, my 23-year-old son, who has traded high school tardies and his brief experimentation and manufacturing of questionable substances for sleeve tattoos and a robust crypto wallet. That’s right, the kid who once thought “YOLO” was an investment strategy is now Googling compound interest and contributing to his coinbase wallet like a modern man—or at least someone who’s trying to impress his future in-laws.

Speaking of future in-laws, Cole is engaged to Brooke, the love of his life and a Hawaiian-Mexican-Filipino princess who is everything our family needed but doesn’t deserve. She’s stunning, smart, and has somehow hasn’t run screaming despite the fact that Cole is basically a walking WebMD search bar. Together they have Milo the Shitzhu, and Puma, a black cat rumored to be the offspring of the mysterious Jaguar from Mauna Kahalawai.

Brooke, bless her soul, has joined forces with me to help him overcome his chronic hypochondria. It’s a full-time job, honestly. Just last week, he called me convinced that his elbow pain meant that Haleakala was about to erupt. (Spoiler alert: it wasn’t. He just played video games too hard.)

Cole and Brooke Maui 2024

And then there’s Cole’s day job. My son is basically a Power Ranger now—an electrician. Sure, he doesn’t have a helmet or a sword, but he does have wire strippers and a dangerously low tolerance for voltage. He rewires houses, fixes things I didn’t know could be fixed, and somehow manages to look cool doing it. When the world ended on 8/8/23 ( RIP Lahaina and Lahaina people. We will never forget.) I knew Cole would have a generator up and running quickly.

So here’s to Cole: a tattooed, cat-loving, dog-chasing, apocalypse-prepping electrician with the best fiancée anyone could ask for. He’s come a long way from tardy slips and questionable decisions, and I couldn’t be prouder—paranoid phone calls and all. (Last week he was electrocuted and Minit Medical knows him by first name. 😂)

Pre-Sleeve Tattoo

Demi: The Intergalactic Ghoster Extraordinaire

Ah, Demi. The elusive daughter who claims she’s “bad at texting” but somehow finds the time to single-handedly destabilize family group chats with one swipe of her thumb.  Last time we talked to her, it was with the help of the Chinese government (thanks, TikTok!) and only because she needed something. Classic.

Demi recently walked away from a project manager position in construction because, in her words, she was “too smart” for the job. And honestly, she’s not wrong. She managed to turn an 8-hour daily workload into a solid one-hour hustle and promptly decided she’d rather spend her time plotting her next big move than pretending to be busy. Efficiency goals? Yes. Family communication goals? Hard no.

These days, Demi is fully immersed in what I like to call her “intergalactic journey.” It’s a phase of deep self-discovery—or perhaps a prolonged vacation from reality—that conveniently involves ignoring her family’s existence unless it’s to provide a vague complaint about nothing specific or to gush about her boyfriend, Hunter. Her level of obsession with him is honestly kind of impressive, as is her unparalleled ability to be mad at nothing and everything all at once.

Adorable beings

Let’s talk about Hunter, the Italian Stallion who’s stolen her heart—and her attention span. He’s charming, devoted, and the perfect partner for her, even if their shared hobby seems to be overthinking absolutely everything. Together, they’ve mastered the art of turning tiny inconveniences into full-blown existential crises, which honestly makes them both kind of adorable. Hunter has seamlessly blended into the family, even if we only see them when they emerge from their love cocoon to grace us with their presence, and usually just to tell us about a new bird they have rescued and are raising by hand. We love you, Hunter.

Slightly Co-Dependant

Still, beneath all the pot-stirring, TikTok scrolling, and strategic silence, Demi has the world at her fingertips—even if she hasn’t quite realized it yet. Someday, when the intergalactic journey comes to a gentle landing, she’ll see just how capable, brilliant, and annoyingly fabulous she is. Until then, we’ll be here, waiting for her to reply to our texts—or at least send a funny TikTok. We love you Demi. 

Perfectly, perfect.

Stephanie: The CEO of Chaos and Questionable Decisions

Now, let’s talk about me: a 44-year-old emotionally guarded powerhouse who somehow still feels 25, despite the glaring evidence to the contrary (hello, crow’s feet and two grown kids). I’ve got ADHD running at a solid sprint alongside empty nesting, which is just a chef’s kiss combination for irresponsible spending. Enter my latest passion project, Fit Financial Females, because, spoiler alert: I am clearly not one. Honestly, I started this whole thing to save myself from going broke with random projects I’m never actually going to finish (entering Coco into a feline beauty pageant and buying a dollhouse I threatened to remodel) and five Seal Point Ragdoll cats named after ex-boyfriends. (Paul, Josh, Ray, Bill and Brad.) 

Helping women with ADHD and Depression navigate their finances and reach their goals! 

But hey, I’ve still got a few tricks up my sleeve. Take, for example, my uncanny ability to talk my way into a lucrative medical device sales job without a college degree. That’s right—I’m out here selling life-saving technology like it’s Girl Scout cookies while hiding the fact that I once thought “angioplasty” was a type of pasta. It’s a skill, really. The same skill that allows me to make any situation much worse with a well-timed comment, a misread email, or my signature ability to panic-Door-Dash-Cinnabon at 10pm. Sigh. 

Life at 44 is a wild mix of trying to get shredded at the gym, overanalyzing texts from my kids and running a business that I both love and secretly worry will expose me as a financial fraud. But hey, if you can’t be a role model, at least you can be a cautionary tale, right?

So here I am—equal parts disaster and determination, barreling through life with a credit score that used to rival my high school GPA (don’t ask) and a talent for making everyone laugh while we all wait for me to maybe get my act together. Until then, cheers to another year of just barely holding it together and still somehow making it look like a choice!

Fabulous and almost 45. Still humble. ;)

Last and certainly not the least:  Our Judgemental Coco, the Ragdoll 

Coco, our impossibly beautiful, snobby Ragdoll cat, who tolerates us with the disdain of a dethroned queen. She lurks in the shadows, her piercing gaze filled with quiet contempt, watching, always watching, as if plotting something none of us will see coming. We know Coco has at least five other families she claims as her own, manipulating each one with her charm to secure endless meals and the devotion she barely acknowledges. She’s a creature of secrets and shadows, and while she graces us with her presence, it’s clear: Coco belongs to no one but herself.

Leading Santa’s naughty list, Coco.

If you didn’t make the photo grid this year, don’t worry, there’s always next year!

Merry Christmas and Happy New Year!!

XOXO,

Stephanie














































Taco Soup

Here’s a super easy and delicious soup recipe I KNOW you and your family will love! I like to make a big batch and use as leftovers. Enjoy!!




Taco Soup

1lb ground beef

1 sweet onion chopped

1 red bell pepper chopped

1 orange bell Pepper chopped

1 (28 oz) can of diced tomatoes

2 cans of green chilis

1 can of black beans

1 can of corn

1 tbsp “Better Than Bouillion” chicken base

6 cups water

1 package of taco seasoning

avocado and sour cream and shredded cheese for garnishing



Brown ground beef. Add vegetables. Saute lightly and add taco seasoning. Stir. Add chicken base and water. Serve in bowls that have shredded cheese at the bottom and garnish with a fanned avocado and a dibble dabble of sour cream.

French Onion Soup Chicken Casserole

Ingredients:

8 small chicken thighs

1 bay leaf

Handful of fresh thyme

Sauvignon Blanc

Better than Boullion Beef Base (few tbsp’s.)

Garlic salt, salt and pepper

Nonstick spray

One big potato per person you are serving

A bunch of green onions

3 o 4 big sweet onions

Olive oil

1/2 cup or less Sour Cream

4-8 slices of gruyere, or your favorite white melty cheese

Recipe

Simultaneously, peel and boil potatoes, turn broiler on and slice all onions into round slices. (Make small people help!)

Line baking sheet with foil. Spray with nonstick spray. Lie (lay? lie? lol) chicken thighs out on foil and sprinkle garlic salt and pepper on them.

Saute onions with salt and pepper and olive oil in big pot on high heat and stir with a wooden spoon often. 30 minutes. (Maybe turn heat down halfway in.) Don’t skip this step! The onions need to be super caramelized and browned.

Sprinkle some fresh thyme on the chicken thighs and broil each side 10-15 minutes or until browned. (Why haven’t I been doing this my whole life???)

Drain potatoes once tender. Put back in pot and smash with sour cream and chopped green onions and lots of salt and pepper to taste.

Dump a bunch of Sauvignon Blanc on the onions once caramelized. Pour a glass for yourself. You’re a big deal. Simmer. Add a bay leaf or two. Simmer for 10 minutes-ish.

Add 2-4 cups of hot water and a few tablespoons of the “Better than Bouillon” beef base p and with an open pot, boil and reduce.

Grab a big casserole dish and spray it with nonstick. Turn off broiler. Spread mashed potatoes on the bottom of the casserole dish. (It’s ok if they don’t cover it.) Lay/Lie chicken thighs on top of potatoes. Put a piece of cheese on each piece of chicken. Top with onion mixture once reduced and thick but still soupy. Throw in oven and turn on broiler for 5 minutes.

CHEERS.

XO

Steph

P.s. Can be altered with basically any carb: any style potatoes, rice or a stroganoff with egg noodles.

Christmas Update 2017

Four years of clever and ridiculous Christmas updates left until I am an empty nester.  The time is ticking away as fast as the speed of light and I'm holding onto every moment I can.  

Here are the juicy bits:

Cole is a junior at Hakuna Matata High School, a school where Toyotas, vaping, dancing hula and surf squad trump academics.  Apparently all the beatings have paid off as he's developed into a very fine young man full of piss and kombucha.  Late or otherwise absent appearances have been replaced with teachers pet status, honors Chemistry and a front row parking spot. Complaining, soapless showers and the perma-sulks have also been replaced with A's and B's and a desire to go to college.  College!!!?  I don't know how I'll break it to him his college account was spent on ski vacations and dyeing my hair blonde.  Sorry kid.  Good thing he has a bright future in video gaming. #playstation4life #blondesdonthavemorefun

He still has long hair that is a mystery.  More on that later.  

Cole prefers a two foot space between us at all times, especially when sitting on the couch.  Also he has instructed me to not walk too close to him in public because, "people think we are couple and I might throw up."  I still sneak in a peck on his cheek every morning and noticed he now has 17 whiskers on his chin.  I have 18 therefore I win.  #manface

Sigh.

Cole has a truck.  

Not a hot wheel but a real live Toyota truck.  After replacing the alternator, starter, blinker fluid, wipers, belts of all kind and adding sub-woofers, speakers, and rainbow LED foot lights (per Little sister request,) he realized car ownership wasn't all that it was cracked up to be.  It didn't bring a girlfriend like he was promised and his wallet is now much thinner.  Nonetheless, he has heaps of new, non-driving, non-gas paying friends to show for his hard work. Happy for you kid.  Now go to the grocery store.  

#toyota4eva

After having braces for close to 12 years, (they won't take them off until you pay them off.) Demi finally got them removed.  We can now embrace this young lady without fear of losing an eye or perhaps an entire paycheck. (I'm starting the dental fund now for my unborn fetal grandchildren.)   Not sure if dentistry is science-based anymore or just "we want all your money" based.  Nonetheless she's a stunner and even though I offered the entitled dentist more moo-lah to keep them on longer, he refused.  I hope Cole is ready for boxing classes.

#stayawayboys

I recently asked Demi if she wanted a yearbook and she replied, "I want no memory of middle school."  I guess middle school still sucks and every 14 year old girl is vulnerable to the disdain it most certainly brings.

#middleschoolblues

Demi decided (based solely on watching Japanese Anime) that marrying a Japanese ninja and eating ramen was her life dream.  Then she realized after many hours of googling Japanese men that most were NOT in fact Blonde with big muscles.  They were more "hey go make me some ramen and be my geisha" so she went back to a life of celibacy and reading "50 Shades of Middle School Boys."  Back to the drawing board my love.  Better luck next time.  

#asianpersuasianisntthatstrong

I am still slinging timeshare and photography. 

This year I actually made a living; Enough to get off food stamps and fly across the globe to the beautiful city of Paris!  (Demi, that actually came out of YOUR non existent college fund!). Growing up my travels consisted of frequent station wagon rides, hiking, camping and hoping to catch a glimpse of a black person, so this was pretty exciting!  (Enjoying the diversity of Oregon was, well, lacking.)  Despite what everyone said about the French, they were rude and smoked like chimneys.  Their palaces were amazing and their French fries were to die for, however The Mona Lisa was smaller than I thought it would be, and annoyingly enough the entire country seemed to speak English.  I also got called a bitch and was made fun of for being from the U.S. 

#ididntvoteforhim 

With tiny houses and Essentialism being the in-thing these days, I decided to pose a challenge to the kids.  "How tiny can we go?"  We decided that 450 square ft was PLENTY for three people to live in along with the sizable attitudes and egos that go along with it.  If you want to learn how to TRULY live In the moment and with just the necessities, Just swing by our shoebox and we will show you the way.  The diversity in nothingness is incredibly exciting.  We dare you to give it a whirl.

#smallspacesbutbiglove #sorrycostco #nocartrule

In the spirit of honesty, I urge you to pause, take a deep breath, love the one your with, enjoy your good health if you have it, have compassion for the folks who don't, and live like today will be your last.

Auvoir and Aloha,

Stephanie 

Enjoy the oncoming barrage of shameless selfies, transgendered-style makeup, showpony posing and my hot boyfriend.  #sorrynotsorry #hopeyoumadeitinthisyearsphotos

 

p.s. See if you notice a theme in this diatribe....... if you pay any attention to politics you will! 

 

 

 

 

 

Do Less Gain More Parenting

You may be asking yourself, "why is my kid so bratty and whiny?  Why the tantrums?"

Maybe you should let them play a little more.  With a little less Mom sprinkled in there....

What might happen if we give our children the room to roam and develop without us hovering over their every move?

They might grow.  And be confident.  Be independent, critical thinkers WHO CAN SOLVE THE WORLD'S PROBLEMS without Mommy watching and telling them how to do it. 

Let them climb that tree.  (Keep your terrorizing fear to yourself, Mom.) 

Let them jump off that rock.  (Seeee Mommy!  I knew I could do it!!!) 

Let them order their own food and speak to the waitress without being corrected.  (I'm a big girl Mommy, I did it all by myself!) 

Teach them clear boundaries.  Let them learn that life isn't easy and we are here to help prepare them every step of the way.  Without getting in the way of course.  

2 Best Post-Pregnancy Tips

I wanted to talk about something that's really popular in our society.  It's losing weight after having a baby in record time and then posting about it.  #shitty #whyareyoustillfat #sixpackbackinweeks #wtf 

Don't feel pressure to lose weight right away.  We need to take care of ourselves and our new babies and soak in every moment.  Do not fall prey to social media pressure to look a certain way in a certain amount of time.  Listen to your body!  

 

Here is the stunning Brittany Gori from www.tobcandid.com 

And with a cherry on top...  what a beauty!  Glowing! 

And with a cherry on top...  what a beauty!  Glowing! 

Two of my favorite things:  Beautiful shiny package from Forever 21, and a totally gorgeous shoot with one of my best subjects!  (How pretty was this shoot??!!)

Check out Brittany Gori's blog and stunning website.  LOVE HER.  Great fashion AND she's due with twins any minute. 

Best of luck to her and her cute firefighter hubby!

You can see more of our shoot HERE. 

Check out these adorable and affordable sandal options at Forever21.com

Fear Snuck In

I was going to film a video about this, but my camera on my iMac isn't working and honestly I'm not sure I could talk about this on camera.

It's fear.

Something happened at yoga today that has never happened to me.  An all encompassing feeling of fear started bubbling up.  It was surrounding me like black smoke.  I almost broke down in tears.  In this moment the things that were coming up were:

What if the kids don't think I'm a good mom?

What if I can't make it in Timeshare?  What if I can't sell?

Does he love me?  What if I'm not good enough for him?

Am I crazy?  Who do I think I am for posting things online like some kind of guru?

Just WHO DO YOU THINK YOU ARE STEPHANIE?

It was an awful deafening sound of SILENCE.  Just me and my own thoughts.

Stephanie, what IF you aren't a good Mom?  Then what?  (Your kids won't love you and appreciate you.  You won't feel GOOD ENOUGH.)

Stephanie, what IF you can't make it timeshare?  Then what?  (I can't provide for my children which will mean I'm not GOOD ENOUGH.) 

And MAYBE he doesn't love me.  So?  And?  (You weren't GOOD ENOUGH.) 

What did all of these have in common as I was sweating in an inferno room with a bunch of other yogis?  All I really wanted to do was crawl into a ball and well, bawl.

They all had something in common.  My ultimate fear was rising.  My fear that I simply, AM NOT ENOUGH.  

THAT I AM NOT GOOD ENOUGH.  

Is this rational?  No.  Does it make sense? Sort of.  Remember when I spoke of being vulnerable and how scary it is?  I'm being really vulnerable with the people around me.  I'm letting it "all hang out."  It's scary as FUCK.  I'm terrified that with all the energy and the effort I put into this life it still WON'T BE ENOUGH.

So what?

What does that really mean?  It means I'm HUMAN.  God forbid I make mistakes.  Where in this life did I decide being human was bad?  Where in this life did someone take away my self worth, self esteem?  Maybe its a fear that lies in every single one of us and it's not something that was "planted" by anyone.

Let's say I'm not enough for some reason.  Let's say I failed at something because I wasn't good enough.  Guess what?  OH WELL.  Shit happens.  You live and your learn.  I can't be the best at everything and the winner for all contests.  It's ok to not be enough sometimes.  It's ok if I try and I fail.  How can we succeed or fall in love or feel accomplishment without at least trying?

At the end of the day I must remind myself, 

I AM ENOUGH.

I AM GOOD ENOUGH.

Even I struggle with my limiting beliefs.  And this one my friends, is a big one.  I have to dig deep.  I know this feeling is fleeting.  But instead of burying it or blocking it I'm shouting it out loud.

I AM GOOD AND I LOVE MYSELF AND I DO MY BEST.

Repeat after me.  

I.

AM.

ENOUGH..

I wish my loved ones and most important people read my blog.  

I wish my loved ones and most important people read my blog.  

A Bikini Once A Week

Stay focused by tracking your progress....  IN A BIKINI!!!  

From a few years back.......This is an 8 week example of clean eating and lifting.  I still ate pizza and beer once a week.  :) (But I was also told I was boring because I stopped going out with friends because I didn't want to be tempted by cocktails and bar food hahaha.) 

My goals are different now, but this just shows you its fun to track your progress with photos.  And since I live in Hawaii it may as well be in a bikini.  

Notice the biggest changes were around week 4 and 5.  Most people quit around week 3.....

8 week focused progression

8 week focused progression